:root{--navy:#06234a;--blue:#0b5fae;--gold:#c7a24b;--ink:#061b3a;--muted:#5f6f86;--line:#d9e3ef;--bg:#f4f7fb;--white:#fff;--shadow:0 18px 50px rgba(6,35,74,.12)}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}a{color:inherit}.container{width:min(1120px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--line)}.nav-wrap{height:74px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:42px;height:42px;border:2px solid var(--navy);display:grid;place-items:center;font-weight:900;color:var(--navy);font-size:17px}.brand small{display:block;color:var(--muted);font-size:11px}.site-nav{display:flex;align-items:center;gap:22px}.site-nav a{text-decoration:none;font-weight:700;font-size:15px;color:#0b1f3d}.site-nav a.active{color:var(--blue)}.nav-toggle{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff!important;border:0;border-radius:10px;padding:13px 20px;font-weight:800;text-decoration:none;cursor:pointer}.btn-small{padding:10px 16px}.btn-gold{background:var(--gold);color:#061b3a!important}.btn-light{background:#edf3f9;color:var(--navy)!important}.hero{background:linear-gradient(135deg,#fff 0%,#eef4fb 100%);padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:900;margin-bottom:12px}.hero h1,.page-hero h1{font-size:clamp(38px,6vw,66px);line-height:1.02;margin:0 0 18px}.hero-card-text{font-size:21px;font-weight:800;color:var(--navy);max-width:620px}.hero-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:24px 0}.hero-points span{background:#fff;border:1px solid var(--line);padding:12px 14px;border-radius:10px;font-weight:800}.form-card{background:#fff;border-radius:22px;box-shadow:var(--shadow);overflow:hidden}.form-card h2{margin:0;background:var(--navy);color:#fff;padding:22px 26px}.form-card .smart-form{padding:24px}.page-hero{background:#fff;padding:54px 0;border-bottom:1px solid var(--line)}.page-hero .lead{max-width:760px}.section{padding:56px 0}.lead{font-size:18px;color:#40536d}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 28px rgba(6,35,74,.05)}.card h3{margin-top:0}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.smart-form label{display:block;font-weight:800;margin-bottom:14px}.smart-form input,.smart-form select,.smart-form textarea{width:100%;margin-top:6px;border:1px solid #cbd8e6;border-radius:10px;padding:13px;font:inherit;background:#fff}.smart-form textarea{min-height:110px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.form-step{display:none}.form-step.active{display:block}.step-label{font-weight:900;margin:14px 0;color:var(--navy)}.form-progress{height:9px;background:#e7edf5;border-radius:999px;overflow:hidden}.form-progress span{display:block;height:100%;width:20%;background:var(--gold);transition:.2s}.form-actions{display:flex;gap:12px;justify-content:flex-end;margin-top:18px}.hidden,[data-submit]{display:none}.summary-box{background:#f4f7fb;border:1px solid var(--line);border-radius:12px;padding:14px;color:#263d5b}.site-footer{background:var(--navy);color:#d9e8ff;padding:42px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:24px}.site-footer a{color:#fff}.footer-note{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;color:#b9cce4;font-size:13px}@media(max-width:850px){.nav-toggle{display:block;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:10px 12px}.site-nav{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px;flex-direction:column;align-items:flex-start}.nav-open .site-nav{display:flex}.hero-grid,.contact-grid,.footer-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.hero{padding:40px 0}.hero-points{grid-template-columns:1fr}.form-actions{justify-content:stretch}.form-actions .btn{flex:1}.brand small{display:none}}